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Michael Branson's Articles in Financial Planning

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  • When is a Reverse Mortgage Right?
    Since first offering reverse mortgages, I've often been asked, How do I/we know if a reverse mortgage is right for me/us? This is a question that has a different answer for different people
  • Differences Between Reverse Mortgage Programs
    You've made the decision to get a reverse mortgage and now you talk to a bank or mortgage broker and the representative is telling you that you have a choice of the Government Home Equity Conversion Mortgage (HECM or Heck-um) or a Jumbo or Proprietary Program
  • Common Use of Reverse Mortgage Funds
    As I talk to borrowers and their families, I'm often asked what restrictions there are on the use of the funds from a reverse mortgage. The answer is simple, there are no requirements or restrictions on what you can do with your money
  • Staying At Home with a Reverse Mortgage
    I was asked to give a speech to a group in Boise, ID about how seniors can stay in their homes by using a reverse mortgage.
  • Can You Refinance Your Reverse Mortgage Loan
    I received a call from the son and daughter of a senior borrower today and they wanted to know if their mother could refinance her reverse mortgage loan
  • When is a Reverse Mortgage NOT Right?
    I've seen them change lives and living situations for the better. But is there a time when a reverse mortgage is NOT right? Honestly, yes.
  • Using a Reverse Mortgage to Purchase a Home
    Did you know that if you are a senior borrower, aged 62 and over you can use a reverse mortgage to purchase a home as well as just to refinance your existing home?
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