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Real Estate: Where's The Bottom?
The US real estate market is currently going through a slump. This article discusses some of the factors weighing on the national real estate market.
Putting In A Flowerbed
Adding a flowerbed is a great inexpensive way to add some charm to your lawn. This article describes how to put in a flowerbed.
Commodities Stoke Inflation Fears
The Fed has cut interest rates several times in 2008. This article discusses the problems associated with inflation which has followed the interest rate cuts.
Austin Entertainment Profiles : Red River Clubs
This article discusses the rich and vibrant history of the Red River district in Austin, Texas, which has spawned some the most renowned blues and rock musicians of the past fifty years.
Credit Crunch: Light at the End of the Tunnel
The credit crunch has been gripping the country for the last several months. This article discusses the current situation with the credit crunch.
Sub-Prime Fallout: Why Such A Big Deal?
This article describes the sub-prime crisis in detail, with emphasis on its similarities and differences from the savings-and-loan scandals.
Home Improvement Tips : Bathroom Renovations
When remodeling a house one of the most important factors for getting a good price in the end is the bathroom. This article discusses how to remodel a bathroom.
Remodeling A Kitchen : A How To Guide
This article describes how to perform a kitchen remodel.
Current Issues Weighing on the Global Economy
This article looks through the different issues facing the global economy.
Quitting Real Estate: Possibly a Good Career Move
As the real estate market slows alot of realtors have been leaving the real estate profession. This article goes through a few reasons why leaving might be a smart idea.
Why in Today's Market a 30 Year Loan is King
In the past I used to tell people to look at different mortgage rates for different loan products and determine what was best for them. If they were planning on moving soon a 5 Year ARM might work. If they planned on staying on the house longer they might consider a 30 Year Loan.
Filmmaking Community in Austin Texas
This article discusses the vibrant film scene in Austin.
Treasury Reorganization: Recession Response or Red Herring?
This article discusses the current reorganization that is occurring in the Treasury department.
How Hillary Stole New Hampshire
This article describes the New Hampshire primary upset and some of the key factors that led up to the surprising results.
Events in Austin Texas for Halloween
Austin Texas always has a lot of different going on. But over Halloween Austin has a few more activities than usual. This article highlights a few of the most interesting ones.
Fed Credit: Down The Tubes
This article discusses the increasing likelyhood that the US will enter a recession in the wake of the Fed's ineffective interest rate cut on January 22nd.
A History of Some of Austin's Oldest Hotels
This article discusses the storied history of some of the old hotels in Austin, Texas like the Driskill and the Stephen F. Austin
Why I Hate 40-Year Loans
This article explains some of the disadvantages of 40-year mortgages compared to some other options, while presenting many of the loan packages that helped cause the subprime crisis in a more critical light.
Bear Stearns and the New Federal Reserve
This article discusses the recent Federal Reserve-backed takeover of investment bank Bear Stearns by its competitor JPMorgan Chase, emphasizing the changing role of US monetary policy in the market.
Can The Bush Tax Cut Work?
Can the impending economic stimulus package that the Bush administration is creating have the power to keep the US from recession? This article discusses some of the factors of the economic crisis.
Austin Neighborhood Profile: Hyde Park
This article showcases the lovely and historic Hyde Park neighborhood in Austin, Texas.
Bear Stearns and the Free Market
This article concerns the governements quasi bailout of Bear Stearns.
Why the Fed is Having Less Influence over Mortgage Interest Rates
This article talks about the current relationship between the Fed and mortgage interest rates.
Why Home Buyers should not Underestimate the Importance of Interest Rate Drops
This article describe why potential home buyers should pay attention to interest rate changes.
Bear Stearns from 20 Billion to 236 Million and Beyond
This article talks about the recent history of Bear Stearns and its recent buyout.
Is the Democratic Primary Destroying the Democrats?
This article talks about the damage the current presidential primary is doing to the Democratic Party.
Austin BBQ: A Tour of the Town
This article provides a tour of some of the best BBQ joints in Austin Texas.
Synthesizer Fundamentals: Classic 80's Brass
This article describes in detail how to build classic 80's synth brass sounds step by step.
Hillary and Obama: Where Are The Issues?
This article discusses the ongoing primary fight between Hillary Clinton and Barack Obama.
Feng Shui in Real Estate - The Landscaping
Feng shui is a group of design principles when looking for or building a home. The idea is that these guides will help the energy of the home and create a better living environment.
Austin Coffee: Keeping it Weird
This article discusses ther diversity of Austin's plethora of local coffee shops
The Underground Clubs on Red River in Austin Texas
This article discusses the rich and vibrant history of the Red River district in Austin, Texas, which has spawned some the most renowned blues and rock musicians of the past fifty years.
First Thursday's on South Congress in Austin Texas
First Thursday is a monthly event in Austin Texas. Each first thursday the businesses on South Congress stay open late and the residents of Austin have some fun.
The Organic Farmer's Markets in Austin Texas
The farmer's markets in Austin, Texas are some of the top outlets for organic and sustainable produce in the United States.
Synthesizer Fundamentals: Classic 80's Brass
This article describes in detail how to build classic 80's synth brass sounds step by step.
Subprime Woes: Are We Out of the Woods Yet?
The White House, the Fed, and bond insurance companies are all taking unprecedented action to minimize the subprime mortgage crisis. But is it enough? This article discusses the likelyhood that the US is headed towards recession with these factors in mind.
First Thursday's on South Congress in Austin Texas
First Thursday is a monthly event in Austin Texas. Each first thursday the businesses on South Congress stay open late and the residents of Austin have some fun.
Liquidity: Why So Important in the Real Estate Market?
This article discusses the neccessity of liquidity in modern money markets, and how central banks have injected $110 billion into the global economy to ease the credit crunch.
Are We Headed for a Globalized Recession?
The US recession depends as much on her neighbors as on internal checks like Congress and the Fed. If emerging economies stand to gain from the recession, should they bear some responsibility for righting the credit crunch? This article explains some of the problems globalization poses in a financial crisis.
Sluggish Fed, Why Are You So Sluggish?
This article discusses the recent reticence of the Federal Reserve towards interest rate cuts, and their potential economic effects.
Fed Restrictions Make Loans Tough
This article discusses the recently tightened loan guidelines issued by the Federal Reserve in response to the sub-prime mortage crisis.
Waterloo Records: An Austin Original
Since 1982, Waterloo Records has carried independent and local artists from Austin, Texas.
First Night Out 2008: Looking for Something Different
What will you be doing on New Year's Eve? Austin has its annual First Night Out with various activities, plays and festivals to experience.
Recession Risks: The Silver Lining
This article discusses some of the upsides to the recent US economic downturn.
Is a US Recession Inevitable?
This article discusses the possible causes of and outcomes from a potentially impending US recession.
Why the Fun Fun Fun Music Festival is Growing
Austin's own Fun Fun Fun Fest is now in its second year, and seems poised to compete with ACL Fest. This article talks about the positives and negatives of this year's upcoming FFFFest.
Profile: The University of Texas at Austin
The University of Texas at Austin is flapship school of the Texas college campuses. This articles provides some information and history on the University of Texas.
The Impending Subprime Interest Rate Freeze
The White House is working with lenders to attempt to freeze rates on subprime mortgages in an effort to lower the number of potential foreclosures due to the subprime mortgage crisis.
The Latest Federal Rate Cut - Another Attempt to Bolster the Real Estate Market
This article discusses the Federal Reserve's recent third interest rate cut and its likelyhood to stem a future recession.
Is the Superfund Capable of Restoring Confidence?
The subprime mortage sector of the U.S. economy has taken huge losses over the past several months as many high-risk loans have defaulted. A new fund aimed at stabilizing this sector unfortunately just repackages the same problems under a new name- the "Master Liquidity Enhancement Conduit." Can this fund have a positive impact?
SXSW: Which Admission Option is Best for You?
This article covers the myriad options for people who want to attend some portion of the SXSW conference/festival in Austin, Texas this coming March.
Sprucing Up Your Home to Get It Ready to Sell
Getting your home ready to sell can get confusing with all the choices of possible upgrades and cleanups. This article talks about a couple of options and ideas to consider. Every market is different so think about these options and what may be best for your home.
Christmas in Austin Texas
Austin is a vibrant town all year around but when Christmas comes Austin has a few uniquely Austin events to celebrate the holidays. This article looks through a few of Austin's Christmas traditions.
Should your First "House" be a Duplex?
There are a number of benefits to buying a duplex as your first real estate purchase instead of a house. This article looks through some of the benefits of having your first "home" purchase be a duplex.
Why People are Moving to Austin
Over the last several years Austin has been expanding as more and more people move to Austin. In this article we go through some of the reasons people are moving to Austin.
Finding a Good Lender
A good lender is hard to find. He will be able to explain and guide you through the loan programs so that you find the right one for you.
What to Look for in a Loan Part 1
This is in an article that looks through the basic steps to getting a loan.
The Benefits of a GFE and Pre-Approval
The GFE or the good faith estimate is an important part of the real estate buying process. In this article we describe the GFE and its benefits.
Myths About Real Estate Agents
This article is a light analysis of Real Estate Agents and the myths surrounding them.
Lowering Your Monthly Mortgage Payments
When purchasing a home, it is helpful determine upfront how much you want to spend per month. To achieve these monthly payments, you can adjust some of the variables of your loan.
Seven Steps of the Loan Process
There are various steps of the loan process. From picking a lender to closing, each step is covered in detail.
The Benefits of the 15 Year Loan
With all the recent fancy loan programs, the 15 year fixed-rate loan has become a forgotten option to the typical 30 year. If you can spare the extra per month, you can save on interest paid as well as pay the loan in a shorter amount of time.
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